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Refinancing Resources Hub

Everything you need to make smarter decisions about refinancing your student loans. Explore tools, guides, and expert insights on loans, rates, repayment, and key policy changes.

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Most Popular Resources

The Quick Student Loan Refinancing Guide

A guide to refinancing student loans, including how to compare rates and the benefits of private vs. federal loans.

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Refinancing Calculator

Our calculator below is designed to help you understand how much you could save through refinancing.

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IBR & RAP Repayment Calculator

Compare Income-Based Repayment (IBR Old & New) and the Revised Annual Payment (RAP) plan side by side.

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Loan Offer Comparison Tool

Compare up to 5 student loans, all side by side and in one simple view. See different loan amounts, interest rates, loan terms, total costs, and more.

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Credit Guide

Learn how credit works, how to build it, and why it matters for your financial future.

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Expert Refinancing Loan Insights

On-demand content, including articles, webinars, and FAQs, to help you navigate Refinancing financing with confidence.

Refinancing Loan Frequently Asked Questions

Expert answers to common Refinancing loan questions, all in one place.

Is there a cost to refinance using Juno?
No, Juno is free to use.
Can I refinance multiple loans at once?
Yes, most lenders consolidate loans into one.
Is there a credit check?
There is not a credit check to see what rates you qualify for through Juno, but if you complete a full application with one of our partner lenders, a hard credit inquiry will occur.
How much can I save by refinancing?
Savings vary, but rate reductions of 0.5% to 2% can mean thousands over time. Check how much you could save with our refinancing calculator.
Will refinancing remove federal protections?
Yes, federal loans become private when refinanced.
Who should consider refinancing through Juno?
Graduates with stable income and good credit who are looking to lower their loan rates.

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